BPI
New Year Travel Cashback
Get up to Php 7,000 cashback with your BPI Credit Card on travel and overseas spend.
BPI
January 22, 2025 to April 22, 2025.
Promo mechanics
| Offer | Get up to Php 7,000 cashback when you use your BPI Credit Card on travel and overseas spend and meet the minimum accumulated spend requirement. 1st Tier: Get Php 2,000 cashback for an Php 80,000 minimum accumulated spend. 2nd Tier: Get Php 7,000 cashback for a Php 150,000 minimum accumulated spend. Cashback will be awarded in BPI Points. |
| Mechanics | Meet the minimum accumulated spend requirement for Travel and overseas spend from January 22, 2025 to April 22, 2025. Registration is required. Register via SMS text-in or the registration portal with your unique promo code sent by BPI via email, SMS, and/or Viber. Text BPI [space] TRVREG [space] Your Unique promo code and send to 225687 (Ex: BPI TRVREG ABCD1234) |
| Validity | Promo and registration period: January 22, 2025 to April 22, 2025. |
1. The promo is open to select cardholders of participating BPI Credit Cards who have received communication materials from BPI and whose accounts are active and in good standing during the promo period and at the time of registration. The participating BPI Credit Cards are as follows:
- BPI eCredit Card*
- BPI Rewards Card
- BPI Gold Rewards Card
- BPI Platinum Rewards Card
- BPI Edge Card
- BPI Signature Card
Note: BPI eCredit Card is only applicable to payments made online.
2. To qualify for the promo, Principal Cardholders who received communication materials must register via SMS Text-in or via the web portal:
SMS Text-in
Text the unique promo code to 225687 following this template:
BPI<SPACE>TRVREG<SPACE>8 ALPHANUMERIC PROMO CODE
Example:
BPI TRVREG ABCD1234
Web Portal
Cardholders may also register through the registration site by going to the web portal and enter the unique promo code.
3. Promo and registration period: January 22, 2025 to April 22, 2025.
4. The qualified Principal Cardholder can earn bonus BPI points for a minimum accumulated spend requirement within the promo period, either through (i) online or card present travel category transactions, or (ii) card present overseas transactions in foreign currency.
Such transactions made by the Principal Cardholder, including all link credit cards of the Principal Cardholder and his/her Supplementary Cardholder(s) will be accumulated and shall all be considered as the Principal Cardholder’s total qualified transactions under this promo.
5. Qualified transactions are as follows:
Note: Only transaction types or categories included will be counted towards the spend requirement of the customer during the promo period.
I. Travel Categories
| Included Transaction Types | RetailSIP-merchantCard Present (In-store)Card-not-present (online)DomesticInternational (Php and Foreign Currency) |
| Included Categories | Major Industry – AirlinesMajor Industry – Hotels, ResortsMajor Industry – Travel AgenciesCruise Lines |
| Excluded Categories | All other categories and transaction types not mentioned above |
II. Overseas Categories
| Included Transaction Types | RetailCard Present (In-store)Cross-border International (foreign currency) |
| Included Categories | All categories except excluded categories as specified below: |
| Excluded Categories and Transaction Types | 09223 Bail & Bond Payment07995 Gambling07800 – Government-owned lotteries07801 – Government-owned licensed casinos (online gambling)07802 – Government licensed horse/dog racing04829 Money Transfer Merchant06050 Quasi Cash Merchant Financial Institution06051 Quasi Cash08651 Political Organizations06010 OTC Cash Advance06011 ATM Cash Advance06540 POI Funding Transactions06012 Member Financial Inst-Merchandise & ServicesSIP-merchantCash AdvanceCredit to CashSIP for SchoolsSIP for HospitalsBalance Transfer TransactionsBalance Conversion Transactions |
6. The registered cardholder will earn the reward if they meet the accumulated spend requirement (on qualified transactions) within the promo period:
| Accumulated Spend Requirement | Reward |
|---|---|
| Php 80,000 | Php 2,000 cashback (Credited as 40,000 bonus BPI Points) |
| Php 150,000 | Php 7,000 cashback (Credited as 140,000 bonus BPI points) |
Sample 1 – within promo period and transactions fall under qualified categories:
| Sample Customer Details | Spend | Amount (in Php) spent within promo period by category | Valid for the promo? | Total valid Spend within promo period (in Php) | Bonus points to be awarded |
|---|---|---|---|---|---|
| Principal Cardholder 1 | Online: Major Industry – Airlines and Major Industry – Hotels, Resorts, Leisure & Sports | Php 90,000 | Valid | Php 150,000 | 140,000 |
| Overseas Card Present – Major Industry Supermarket (Foreign currency) | Php 60,000 | Valid | |||
| Principal Cardholder 2 | Card Present: Major Industry – Airlines | Php 90,000 | Valid | Php 90,000 | 40,000 |
| Principal Cardholder 3 | Online: Major Industry – Airlines | Php 150,000 | Valid | Php 200,000 | 140,000 |
| Overseas online: Major Industry – Shoe Stores | Php 50,000 | Invalid because overseas transactions included in this promo should be done Card Present/In-store. | |||
| Overseas Card Present: Major Industry – Restaurants, Caterers (Foreign currency) | Php 30,000 | Valid | |||
| Overseas Card Present: Major Industry – Supermarket (Foreign currency) | Php 20,000 | Valid |
Sample 2 – within the promo period but transactions do not fall under qualified categories or the total valid spend does not meet the accumulated spend requirement:
| Sample Customer Detail | Spend | Amount (in Php) spent within promo period by category | Valid for the promo? | Total valid Spend within promo period (in Php) | Bonus points to be awarded |
|---|---|---|---|---|---|
| Principal Cardholder 1 | Online: Major Industry – Airlines and Major Industry – Hotels, Resorts, Leisure & Sports | Php 70,000 | Valid | Php 70,000 | 0 |
| Overseas Card Present: Gambling (foreign currency) | Php 10,000 | Invalid as this category is part of the exclusions in the promo. | |||
| Principal Cardholder 2 | Online: Major Industry – Airlines | Php 75,000 | Valid | Php 75,000 | 0 |
| Principal Cardholder 3 | Overseas Card Present: Major Industry – Department Stores (Php) | Php 30,000 | Invalid as overseas transactions included in this promo should be paid in foreign currency. | Php 65,000 | 0 |
| Overseas Online: Major Industry – Clothing Stores (Foreign currency) | Php 10,000 | Invalid because overseas transactions included in this promo should be card present. | |||
| Online: Major Industry – Airlines | Php 50,000 | Valid | |||
| Overseas Card Present: Major Industry – Supermarket (Foreign currency) | Php 15,000 | Valid |
7. Transactions that can qualify for both Travel and Overseas categories shall only count towards the promo spend requirement once.
To illustrate:
| Sample Customer Details | Total spend prior to sample transaction (in Php) | Sample: New Transaction | Sample: New Transaction Amount in Php | Valid for the promo? | Amount (in Php) to be counted towards the minimum spend requirement | Updated total spend (in Php) | Remarks |
|---|---|---|---|---|---|---|---|
| Principal Cardholder 1 | Php 100,000 | Overseas Card Present: Major Industry – Travel Agencies (Retail, Foreign Currency) | Php 50,000 | Valid for the Travel category because it falls under the qualified category as described in Terms & Conditions Item #5 | Php 50,000 | Php 150,000 | The sample new transaction was only counted once even though it qualifies for both categories. |
| Valid for the Overseas category because it falls under the qualified category as described in Terms & Conditions Item #5 |
8. Each Principal Cardholder who participates in the promo may only be awarded Bonus BPI points once for their spend during the promo period. All qualified purchases made by the Principal Cardholder in all his/her qualified credit card(s) including supplementary participating credit card(s) will qualify for the spend accumulation.
To illustrate:
| Sample Customer Details: | Customer’s active BPI Credit Cards: | Amount (in Php) spent within promo period under qualified categories and transaction types | Total Accumulated Spend | Maximum Bonus BPI points to be awarded to the Principal Cardholder for all his/her spend across all his/her cards during the promo period: |
|---|---|---|---|---|
| Principal Cardholder 1 | BPI Platinum Rewards Card | Php 100,000 | Php 190,000 | 140,000 |
| BPI Gold Rewards Card | Php 80,000 | |||
| BPI eCredit Card | Php 10,000 | |||
| Principal Cardholder 2 | BPI Gold Rewards Card | Php 150,000 | Php 360,000 | 140,000 |
| BPI eCredit Card | Php 60,000 | |||
| Supplementary Card: BPI Gold Rewards Card | Php 150,000 | |||
| Principal Cardholder 3 | BPI Signature Card | Php 200,000 | Php 380,000 | 140,000 |
| BPI Platinum Rewards Card | Php 180,000 | |||
| Principal Cardholder 4 | BPI Platinum Rewards Card | Php 150,000 | Php 150,000 Note: Transactions made using Amore Cashback Card are not included as it is not a qualified Credit Card type. | 140,000 |
| BPI Amore Cashback Card | Php 20,000 |
9. Registered Cardholders will be able to view their qualified transactions through the spend tracker. The spend tracker will be updated monthly starting after the promo’s first month.
10. Crediting of the Bonus BPI points will be done within sixty (60) banking days after the end of the promo period to the qualified Principal Cardholder’s account. Bonus BPI points will be forfeited in favor of BPI if there are no active qualified card variants at time of crediting.
11. The awarded Bonus BPI Points can be used to redeem shopping credits.
12. An email, Viber, or SMS will be sent to qualified cardholders after the Bonus BPI points have been credited.
13. General terms and conditions of the BPI points program and on the use of BPI Credit Cards will be applied.
Registration mechanics
1. Principal Cardholders who received communication materials and are active cardholders of participating Credit Card variants may register for the promo either through SMS or the web portal:
SMS Text-in
Text the unique promo code to 225687 following this template:
BPI<SPACE>TRVREG<SPACE>8 ALPHANUMERIC PROMO CODE
Example:
BPI TRVREG TAB23CDE
Web Portal
Cardholders may also register through the registration site by going to the web portal and enter the unique promo code.
2. The Principal Cardholder will receive a notification via SMS, Viber or email regarding the confirmation of the registration after five (5) to seven (7) banking days from the date of registration.
3. Successful registration is required to qualify for the promo.
4. By registering for the promo, the Cardholder consents to sharing his/her mobile number to our 3rd party vendor, Giftaway, for the purposes of sending the confirmation message to inform the Cardholder of his/her successful registration.
By completing his/her registration, the Cardholder agrees that his/her personal information shall be subject to the confidentiality, data privacy, and security terms of the service provider, Giftaway.
Awarding of Bonus BPI Points
1. Valid transactions, as described in the promo mechanics, made by the Principal Cardholder and his/her Supplementary Cardholder(s) will be accumulated and shall all be considered as the Principal Cardholder’s total qualified transactions under this promo.
2. The Bonus BPI points will be credited to the Principal Cardholder’s account within sixty (60) banking days after the end of the promo period. The Principal Cardholder shall be notified through email, SMS or Viber once the bonus BPI points have been credited to their account.
3. The Bonus BPI points will be reflected on the Principal Cardholder’s account on the succeeding monthly billing statement or through the Vybe App.
4. The Bonus BPI points can be redeemed along with the existing points previously earned by the Cardholder.
5. The Bonus BPI points cannot be pooled with another Principal Cardholder nor transferred to any other person and cannot be converted to cash.
6. Each Principal Cardholder who participated in the promo may only be awarded Bonus BPI points once for their spend during the promo period.
7. The Bonus BPI points can be used to redeem items available in the BPI points items catalogue, including shopping credits. For full list of items, visit redeem your rewards webpage.
8. Cardholders must comply with terms and conditions of BPI points. For more information, my rewards terms and conditions webpage.
9. BPI reserves the right to disqualify any person from further participation in Real Thrills Rewards program, if in its judgement, that person has violated the terms and condition herein or has violated the terms and conditions governing the issuance and use of BPI Express Credit Card. Suspension and disqualification may result in the cancellation of the person’s right of participation and all rewards points earned.
10. In case of dispute, the decision of BPI with the concurrence of DTI shall be considered final.
11. The terms and conditions governing issuance of BPI Credit Card and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to instances where they are applicable in this offer.
Disclaimer
Limited Post provides curated information on the latest credit card deals from various banks in the Philippines. While we strive to ensure accuracy, we are not affiliated with any bank unless explicitly stated. All deals and promotions are sourced from official bank websites and social media channels and are subject to change without notice.
Limited Post is not responsible for any errors, discrepancies, losses, or issues arising from these deals. We encourage users to verify details directly with the respective banks before making any financial decisions.
By using this website, you acknowledge that Limited Post serves as an informational platform only and does not guarantee the availability, accuracy, or validity of any promotions listed.
