5% Online Spend Rebate

1. Shop ONLINE
   Spend a minimum cumulative amount of P30,000 from March 1 to April 30, 2025 using BDO UnionPay Credit Card.
   For cumulative purchases, the minimum amount per transaction is P2,000.
2. Enroll
   Join the promo by keying in your 10-digit Promo ID. 
3. Get up to P5,000 Cash Rebate
   Rebate will be credited on or before June 3, 2025 and you will receive an SMS within two (2) banking days upon crediting.  

Enroll NowPromo Details

Shop ONLINE and get 5% rebate for a minimum single-receipt or cumulative spend of P30,000 with BDO UnionPay!

• For cumulative spend, the minimum amount per transaction is P2,000.
• A participating cardholder can earn a maximum of P5,000 rebate for every qualified BDO UnionPay Credit Card. 
• The rebate will be posted to the Principal Cardholder’s account on or before June 3, 2025. 

Promo Period
March 1 to April 30, 2025

Qualified Cards 

• BDO Gold UnionPay 
• BDO Diamond UnionPay 

Promo Mechanics

1. The 2025 BDO UnionPay Online Rebate Promotion (“Promo”) is open to all active Principal and Supplementary BDO UnionPay Credit Cardholders.
2. Promo Period is from March 1 to April 30, 2025.
3. To participate in the promotion and earn a 5 % rebate:
   1. The Cardholder must enroll to the Promo using the Promo ID sent by BDO through Viber message, SMS or email, until April 30, 2025. Principal and Supplementary Cardholders must enroll separately for their respective cards, and ensure that accurate information is provided.
   2. The Cardholder must use his/her qualified BDO UnionPay Credit Card and shop ONLINE for a minimum single-receipt or cumulative spend of P30,000 from March 1 to April 30, 2025. For cumulative spend, the minimum amount required per transaction is P2,000. 
4. Promo Exclusions: The following transactions are NOT qualified for this promo:
   1. Any type of Bills Payment such as Auto Charge, Charge-on-Demand, utility or recurring bills, loan payments and the like
   2. Payment on utility bills (electricity, water, etc.) 
   3. Transactions from casinos or from merchants engaged in betting or gambling. 
   4. Cash Installment and Balance Installment Programs such as Cash-It-Easy, Balance Transfer, Purchase Convert and Balance Convert. 
   5. Transactions from stock trading, forex trading, financial trading services, remittance, and the like; 
   6. Quasi-Cash, Cash in to load e-wallet/prepaid cards, Money send/Funding payment (Maya, Gcash, etc.) 
   7. Telecommunications Services, Cable and Other Pay Television (Smart, Globe, PLDT, Converge, etc.) 
   8. Any transactions used to register or redeem from other ongoing BDO Credit Card promos 
      
      Note: Cash-in transactions for Grab are valid and included in the promo.
5. Purchases must come from one (1) qualified card only. A Principal Card is treated separately from the Supplementary Card. In computing for the total qualified spend amount, transactions of the Principal Card cannot be combined with the transactions of the Supplementary Card. It is the responsibility of the Qualified Cardholder to monitor his/her qualified spend.
6. For Cardholders enrolled in Dual Currency feature, transactions made in US Dollar and other currencies will be converted to Philippine Peso based on USD1 = P58. The amount will then be added to the total qualified Peso transactions to determine the total spend amount. 

Earning and Crediting of Rebate

1. The maximum rebate that can be earned per qualified BDO UnionPay Credit Card is P5,000 within the promo period.
2. Transactions of Principal and Supplementary Cardholders are computed separately for earning of rebates which will be credited to the Principal Cardholder’s account on or before June 3, 2025 with transaction description “2025 UP ONLINE REBATE”
3. For Qualified Cardholders enrolled in dual currency feature, the rebate earned will be posted in Philippine Peso regardless if the account is enrolled in the Dual Currency feature.  
4. Qualified Cardholders who earned the rebate will be notified via Viber/SMS within two (2) banking days from the rebate crediting date.  
5. The Cardholder’s account must be active, and without any past due obligation from the start of the promotion until the scheduled awarding of the rebate. Otherwise, the rebate earned shall be forfeited. For cards with dual currency, delinquency of one currency affects the other and will no longer be qualified for the promo. 
6. Rebates awarded are non-transferable and non-convertible to cash. However, it is treated as a credit or payment for purchases of any outstanding balance on the Card. 

General Terms and Conditions

1. Cardholder’s contact information must be updated to continue receiving card promotions/advisories. In case Cardholder did not receive the Promo ID via Viber/SMS or email, Cardholder may call the BDO Customer Contact Center at (+632) 8888-0000 to get his/her assigned Promo ID. BDO will not be responsible for non-receipt of Viber/SMS or email notification due to incorrect or outdated contact details.
2. BDO has sole discretion in qualifying the transactions of a Cardholder based on the mechanics of the Promo. Once qualified by BDO, the transaction can no longer be used for another BDO promo even if the said transaction meets the criteria of the other promo.
3. The Promo cannot be used in conjunction with other ongoing promotional offers of BDO. Transactions that were already used for other BDO promotions can no longer be used to avail of the Promo and vice versa. If found to have multiple availments, BDO shall have the right to reverse or adjust the rebate credited to the Cardholder’s Qualified Card, at BDO’s discretion.  
4. Cardholders must examine their SOA for any errors related to the Promo (e.g. rebate computation, non-awarding of rebate). For promo-related complaints, BDO will handle complaints within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents.  
5. BDO reserves the right to reverse or adjust the rebate posted if the qualifying transactions were disputed or cancelled at a later date, or if the transaction is found to be invalid or fraudulent, or a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the rebate, or if the transaction was used to register or redeem from another ongoing BDO Credit Card promo. 
6. All questions or disputes regarding the Cardholder’s eligibility for the Promotion or for any redemption shall be resolved by BDO with concurrence of DTI. 
7. The Promo is subject to the General Terms and Conditions governing the issuance and use of BDO Credit Cards. 

Per DTI Fair Trade Permit No. FTEB-215180, Series of 2025.