BPI – PAL SIP

Program Mechanics: Special Installment Plan (SIP)

1. The program is open to cardholders of participating BPI Credit Cards whose accounts are active and in good standing.

BPI Credit Cards

• BPI Amore Cashback Card
• BPI Amore Platinum Cashback Card  
• BPI Corporate Card
• BPI Edge Card 
• BPI Gold Rewards Card   
• BPI Platinum Rewards Card   
• BPI Rewards Card   
• BPI Signature Card 
• Petron BPI Card 

2. BPI Credit cardholders are entitled to avail of Real 0% Special Installment Plan (SIP) Program. This allows cardholders to avail up to 24 months Real 0% SIP at Merchant.

3. The cardholder shall review and agree to be bound by the terms and conditions of the Special Installment Plan (SIP):

Terms and conditions

a. The SIP Real 0% installment terms are available for a minimum single-receipt purchase requirement of Php 20, 000.

b. The terms may be available for select flights only. 

c. All installment transactions are subject to BPI’s approval. 

d. Cardholder can also choose to avail of the other SIP features:

• Up to 100% Bonus Madness Limit for qualified BPI Credit Cardholders
  • Subject to favorable credit history, qualified Credit Cardholders will enjoy increased purchasing power with a bonus installment credit limit of up to 100% of their regular credit line. Approved installment transaction will automatically be deducted from the Madness limit. 100% Bonus Madness Limit is only applicable to installment transactions.

e. The monthly payment shall first be applied to the interest charges then to principal amount using the diminishing balance method 

• BPI will charge an early termination fee of Php 550 + 20% on the principal amount should the cardholder decides to terminate the SIP transaction prior to the 1st billing. 
• BPI will charge an early termination fee of Php 550 for SIP transactions terminated after the first billing.

4. To qualify for the Program, the cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at the Participating Merchant. 

5. Any dispute concerning the products and/or services related to the Program shall be settled directly between the cardholder and the Merchant. 

6. The terms and conditions governing the issuance of BPI Credit Cards, reminders and other provisions contained in card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this Program campaign.

Participating branches

Ticket Office	Address	Contact Number/s	Office Hours
Metro Manila
Cubao Ticket Office	G/F Ph2 Ali Mall Complex, Times Square Street,	Tel: (632) 911-1327	Mondays to Fridays: 8:30 AM to 7:00 PM Holidays: Closed
Domestic Road Ticket Office	Domestic Airport Road,  Pasay City 1301	Tel: (632) 851-8315 local 7085 Fax: (632) 832-5529	Daily: 8:30 AM to 7:00 PMHolidays: Open
Filinvest Ticket Office	Westgate Center Commerce Ave. cor Filnvest Ave., Filinvest Corporate Center, Alabang, Muntinlupa	Tel: (632) 966-9046 Fax: (632) 833-8766	Mondays to Fridays: 8:30 AM to 7:00 PM. Saturdays and Sundays: 8:30 AM to 5:00 PMHolidays: Closed
Makati Ticket Office	G/F PNB Makati Center 6754, Ayala Avenue  cor., Legaspi St. Makati City	Tel: (632) 320-8983 Fax: (632) 320-8984	Mondays to Fridays: 8:30 AM to 7:00 PMSaturdays and Sundays: 8:30 AM to 5:00 PM Sundays: Closed
Ninoy Aquino International Airport T2 Ticket Office	Departure Level NAIA 2, Centennial Terminal, MIA, Road, Pasay City	Tel: (632) 879-5601 Fax: (632) 879-5637	Daily: 2:00 AM to 10:00 PM
Ninoy Aquino International Airport T3 Ticket Office	3rd Level, Near Gate 6, Departure Area NAIA Terminal 3, Brgy 183 Villamor, Pasay City 1300	Tel: (632) 216-3848	Daily: 2:00 AM to 10:00 PM
Ortigas Avenue Ticket Office	G/F ETON CYBERPOD CORINTHIAN, Ortigas Avenue cor EDSA, Quezon City	Tel: (632) 534-0662 Fax: (632) 5340663	Mondays to Fridays: 8:30 AM to 7:00 PM Saturdays and Sundays: 8:30 AM to 5:00 PMHolidays: Closed
PAL Learning Center Ticket Office	G/F PAL Learning Center, 540 Padre Faura St., Ermita, Manila	Tel: (632) 708-7628 Fax: (632) 708-7619	Mondays to Fridays: 8:30 AM to 7:00 PMSaturdays: 8:30 AM to 5:00 PMSundays and Holidays: Closed
PAL PNB Ticket Office	PNB Financial Center, Diosdado Macapagal Ave., CCP Complex, Pasay City	Tel: (632) 777-5940 Fax: (632) 320-8349	Mondays to Fridays: 8:30 AM to 7:00 PM Saturdays: 8:30 AM to 12:00 NNSundays: Closed
Quezon Avenue Ticket Office	G/F ETON CYBERPOD CENTRIS 1, Quezon Avenue, cor EDSA, Quezon City	Tel: (632) 376-9621 Fax: (632) 3769715	Mondays to Fridays: 8:30 AM to 7:00 PM Saturdays: 8:30 AM to 5:00 PMSundays and Holidays: Closed
Luzon
Laoag Airport Ticket Office	Laoag International Airport, Barangay Gabu, Laoag City	Tel: (077) 670-8533; 670-8451 Fax: (077) 670-8498	Daily: 8:00 AM to 5:00 PM
Legazpi Airport Ticket Office	Legazpi Airport Terminal Barangay Cruzada, Legazpi City 4500	Tel: (63-52) 245-5024; 481-780 Fax: (63-52) 481-0779	Daily: 8:00 AM to 5:00 PM
Visayas
Bacolod City Ticket Office	Araneta St., Barangay Singcang Negros Occidental, Bacolod City	Tel: (034) 435 6016 ; (034) 435-6017 Fax: (034) 434-7870	Mondays to Fridays: 8:30 AM to 5:30 PM Saturdays : 8:30 AM to 12:00 NNSundays : 8:30 AM to 5:30 PM* Holidays: Closed *During Peak Season only
Bacolod Airport Ticket Office	New Bacolod Silay Airport Hacienda Panaogao Barangay 4, Negros Occidental, Silay City	Tel: (034) 435-2011 Fax: (034) 435-2018	Daily: 8:00 AM to 6:00 PM
Caticlan Airport Office	Godofredo P. Ramos Airport Barangay Caticlan, Malay, Aklan	Tel: (036) 288 7536-37	Daily: 6:00 AM to 5:00 PM
Cebu Gorordo Ticket Office	Cebu Gorordo Ticket Office, Cebu City	Tel : (32) 260-5635 / (32) 260-5632	Mondays to Fridays: 8:30 AM to 7:00 PMSaturdays: 8:30 AM to 5:00 PM Local Holidays: 8:30 AM to 12:00 NNSundays and National Holidays: Closed
Cebu Jones Ticket Office	Ground Floor, Almase Building No. 80 Osmena Blvd., Cebu City 6000	Tel :(32) 254-4655	Mondays to Fridays: 8:30 AM to 6:30 PM Saturdays and Sundays: 8:30 AM to 5:00 PMHolidays: 8:30 AM to 5:00 PM May close on New Year, Good Friday, All Saints Day, Christmas Day
Cebu Mactan Airport Ticket Office	Pre-Terminal Building Mactan Cebu International Airport Lapu-Lapu City Cebu 6016	Tel: (32) 340-9780 Fax: (32) 340-0717	Daily: 4:00 AM to 10:00 PM
Iloilo Airport Ticket Office	Baranggay Duyanduyan, Cabatuan	Tel: (33) 333-0003 (Telefax)	Daily: 8:00 AM to 6:00 PM
Iloilo City Ticket Office	Benigno Aquino Avenue Mandurriao, Iloilo City	Tel: (33) 320-4891 (Telefax)	Mondays to Fridays: 8:30 AM to 5:30 PM Saturdays: 8:30 AM to 12:00 NN Sunday: 8:3 AM to 5:30 PM* Holidays: Closed *During Peak Season only
Kalibo Airport Ticket Office	Pook Airport, Pook, Kalibo Aklan 5600	Tel: (36) 262-3260; 262-1263; 268-7389 Fax: (36) 262-4717	Daily: 8:00 AM to 5:00 PM
Roxas	Roxas City Airport, Arnaldo Boulevard, Capiz, Roxas 5800	Tel: (36) 621-0244 Fax: (36) 621-0618	Mondays to Saturdays: 4:30 AM to 5:00 PM Sundays/Holidays: 4:30 AM to 12:00 NN
Tacloban Airport Ticket Office	Daniel Romualdez Airport Cataisan Point, Barangay San Jose, Leyte 6500	Tel: (53) 325-7832; 321-2212; 321-2213 Fax: (53) 325-7224	Daily: 4:30 AM to 5:00 PM
Mindanao
Butuan	Butuan Airport, Bangcasi, Agusan del Norte, Butuan 8600	Tel: (85) 341-5156; 341-5257 Fax: (85) 341-5144	Daily: 8:00 AM to 5:00 PM
Cagayan de Oro Airport Ticket Office	Door 2, Laguindingan Airport Terminal, Barangay Moog, Laguindingan 9019 Misamis Oriental, Philippines	Tel: (88) 555-0752	Daily: 4:00 AM to 7:00 PM
Cagayan de Oro City Ticket Office	Ground Level, East Annex Building Limketkai Mall, Limketkai Center, Lapasan, Cagayan de Oro City 9000 Philippines	Tel: (88) 857-2294 Fax: (88) 857-2295	Mondays to Saturdays: 8:30 AM to 5:00 PMSundays: 8:30 AM to 12:00 NN
Cotabato Airport Ticket Office	Awang, Datu Odin Sinsuat Municipality Dinaig, Cotabato City 9600	Tel: (64) 431-0136	Daily: 7:30 AM to 3:30 PM
Cotabato City Ticket Office	Sk Pendatun Avenue,2nd Floor PNB Building, Cotabato City 9600	Tel: (64) 421-1212 Fax: (64) 421-7001	Mondays to Fridays: 8:00 AM to 4:30 PMSaturdays and Holidays: 8:00 AM 12:00 NN Sundays: Closed
Davao Airport Ticket Office	Davao International Airport Carlos P. Garcia Highway,  Davao City 8000	Tel: (82) 232-8010 and 234-73 Fax: (82) 234-3464	Mondays to Sundays: 8:30 AM to 5:00 PM
Davao City Ticket Office	Ateneo de Davao University Building  C.M. Recto Street Davao City 8000	Tel: (082) 227-1409 Fax: (082) 221-7423	Daily: 8:30 AM to 5:00 PM
Dipolog	Minaog, Zamboanga del Norte  Dipolog City 7100	Tel: (065) 212-2360; 212-2355 Fax: (065) 908-0260	Daily: 7:00 AM to 5:30 PM
General Santos Airport Ticket Office	Barangay Fatima, Tambler Airport, South Cotabato General Santos City 9500	Tel: (83) 552-1235 (Telefax)	Daily: 6:00 AM to 1:30 PM
General Santos City Ticket Office	Allied Bank Building, P. Acharon Boulevard, South Cotabato, General Santos City 9500	Tel: (83) 553-3943; 301-8522: 553-8856 Reservations : (83) 552-5282 Fax : (83) 553-3943	Mondays to Fridays: 8:30 AM to 5:30 PMSaturdays: 8:30 AM to 12:00 NN Sundays: 8:30 AM to 5:30 PM* Holidays: Closed *During Peak Season only
Zamboanga	Moret Field, Zamboanga International Airport Zamboanga City 7000	Tel: (62) 993-0031; 993-0488 Fax: (62) 993-2958	Airport Operations: 6:00 AM to 7:00 PMTicket Office: 8:00 AM to 5:00 PM

Customer support

Philippine Airlines

For inquiries, you may call (+632) 8855-8888, (+63) 919-056-2255.

BPI

For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at ‎(+632) 889-10000